Graniteford Finance, a small-business funding broker in Casper, WY, works with Glenrock, WY businesses in Converse County, mostly small contractors, service firms and shops, helping them compare equipment financing, working capital, credit lines, term loans, inventory financing and merchant cash advances, and connecting them with lending partners, which make credit decisions and set rates and terms.
| Town | Glenrock, Converse County, Wyoming |
|---|---|
| ZIP area | 82637: 106 employer establishments, 817 paid employees (ZBP 2023) |
| Small employers | 60.4% had fewer than 5 employees (ZBP 2023) |
| Largest sector | Construction, 23 establishments in ZIP 82637 |
| Office | 106 S Wisconsin Ave, Casper, WY 82609, (307) 368-2297 |
Converse County, not Natrona County
Glenrock lies in Converse County, so the Natrona County figures used elsewhere on this site do not describe it. The figures below are for Glenrock's own ZIP Code, 82637. The whole town lies inside that ZIP, but the ZIP is far larger than the town: Glenrock covers about 0.4 percent of its land (U.S. Census Bureau, 2020 ZCTA-to-place relationship file). Read them as figures for the Glenrock ZIP area, which reaches well beyond town limits.
Registration with the state works the same way in any county: entities with the Wyoming Secretary of State, sales tax accounts with the Department of Revenue's Excise Tax Division. Any town or county license is a question for the Town of Glenrock and Converse County.
A ZIP area of very small employers
ZIP 82637 had 106 employer establishments in 2023 with 817 paid employees and an annual payroll of about $65.1 million (U.S. Census Bureau, ZIP Code Business Patterns 2023). Six in ten establishments, 60.4 percent, had fewer than five employees. Most employers here are owner-run firms with a handful of staff.
| Sector | Establishments | Share with fewer than 5 employees |
|---|---|---|
| Construction | 23 | 52.2% |
| Other services | 12 | 83.3% |
| Retail trade | 11 | 54.5% |
| Mining, quarrying, and oil and gas extraction | 10 | 30.0% |
| Utilities | 7 | 57.1% |
| Real estate and rental and leasing | 6 | 100.0% |
| Professional, scientific and technical services | 6 | 83.3% |
| Health care and social assistance | 5 | 0.0% |
| Accommodation and food services | 5 | 0.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The payroll figure carries a medium-confidence flag in our evidence because of Census noise in small areas. Transportation, mining and oil and gas, utilities and manufacturing fall outside the four sectors our lending partners' coverage is confirmed for; if your business is in one of them, call and ask before sending documents.
Small contractors
With 23 establishments, construction is the ZIP area's largest sector, and about half of those firms had fewer than five employees. For a two- or three-person outfit, the funding question is usually one of two things. A machine or work vehicle is equipment financing, secured by the equipment. Covering payroll and materials until a customer pays is working capital or, if it happens on every job, a line of credit.
Partners reviewing a small contractor tend to rely heavily on bank statements, because formal financial statements are often thin. Clean, separate business banking makes the review easier.
Shops and service businesses
Retail (11 establishments) and other services (12), which includes repair shops and personal services, make up much of the rest (U.S. Census Bureau, ZIP Code Business Patterns 2023). A shop's stock fits a credit line or inventory financing; a repair shop's lifts, tools and diagnostic gear fit equipment financing; a remodel or second location fits a term loan. Card-heavy businesses may be offered a merchant cash advance, which is not a loan; compare its total cost with loan options first.
Working with the Casper, WY office
Glenrock owners usually start by phone at (307) 368-2297 or with the online form, and send documents electronically when a partner asks. The office address is 106 S Wisconsin Ave, Casper, WY 82609. Our Casper, WY page lists free advising contacts that serve the wider region, such as the Wyoming SBDC Network and the SBA Wyoming District Office, which says it serves all 23 Wyoming counties. Other towns we work with are listed together.
Glenrock, WY businesses we help
For Glenrock, WY owners, Graniteford Finance focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
Documents to have ready
- The last three to six months of business bank statements
- Your most recent business tax return
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- A simple schedule of current business debt and monthly payments
- For equipment, the seller's quote with make, model and price
Each lending partner sets its own list, so treat this as a starting point.
The steps after your first call
- You call (307) 368-2297 or send the short form. We ask what the money is for, how long you have been in business and roughly what the business brings in.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Graniteford Finance is based at 106 S Wisconsin Ave, Casper, WY 82609.
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